ATM = Automatic Teller Machine   POS = Point of Sale   MPOS = Mobile Point of Sale   CDM = Card Deposit Machine   CRM = Cash Recycling Machine   PUM = Passbook Update Machine   ITM = Interactive Teller Machine   CMS = Card Management System   SCMS = Smart Card Management System   DCMS = Debit Card Management System   HSM = Hardware Security Module   CVV Number = Credit Verification Value Number   EMV = Europay, MasterCard and Visa   JCB = Japan Credit Bureau   CUP = China Union Pay   UPI = Union Pay International   SIM= Subscriber Identity Modules   CCID = Chip Card Interface Device   SCWS = Smart Card Web Server   PIN = Personal Identification Number   RFID = Radio Frequency Identification   credit LMML  3.1.2016