ATM = Automatic Teller Machine POS = Point of Sale MPOS = Mobile Point of Sale CDM = Card Deposit Machine CRM = Cash Recycling Machine PUM = Passbook Update Machine ITM = Interactive Teller Machine CMS = Card Management System SCMS = Smart Card Management System DCMS = Debit Card Management System HSM = Hardware Security Module CVV Number = Credit Verification Value Number EMV = Europay, MasterCard and Visa JCB = Japan Credit Bureau CUP = China Union Pay UPI = Union Pay International SIM= Subscriber Identity Modules CCID = Chip Card Interface Device SCWS = Smart Card Web Server PIN = Personal Identification Number RFID = Radio Frequency Identification credit LMML 3.1.2016